MODERN TRENDS AND EFFICIENCY OF LENDING TO AGRICULTURAL PRODUCERS IN UZBEKISTAN
DOI:
https://doi.org/10.5281/zenodo.20107134Keywords:
agriculture, lending, agrarian sector, financial support, microfinance, leasing, state policy, efficiency, investmentAbstract
This article analyzes the trends, structure, and efficiency of lending to agricultural producers in
the Republic of Uzbekistan. An analytical review of the dynamics of credit investments in the agricultural sector
is conducted, identifying the main factors affecting access to financial resources. Key challenges, such as high
borrowing costs, production seasonality, insufficient collateral, and limited access to financing for small farmers,
are highlighted. Proposals are developed to improve the efficiency of the lending system and to strengthen
state support mechanisms.
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