THE ROLE OF RISKS AND RISK MANAGEMENT IN MANAGING THE SOLVENCY OF INSURANCE COMPANIES
DOI:
https://doi.org/10.5281/zenodo.18583263Keywords:
insurance market, solvency, financial stability, risk-based approach, macroprudential regulation, Solvency II, risk management, capital adequacy, financial supervision, insurance companiesAbstract
The study analyzes the formation and development of a risk-based regulatory approach to ensuring the
solvency and financial stability of insurance companies. It examines the shift from administrative methods to financial and
economic mechanisms, highlights the role of macroprudential policy, and considers the requirements of the Solvency II
standards. The results justify the need to develop an integrated risk management system and apply modern approaches
to assessing insurers’ financial stability
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www.cbr.ru/Content/Document/File/41412/concept_solvency_II.pdf
