UMIROV , Abdisalom. FOREIGN EXPERIENCE IN INCREASING THE COMPETITIVENESS OF INSURANCE SERVICES. Innovation Science and Technology, Tashkent, Uzbekistan, v. 2, n. 5, 2026. DOI: 10.5281/zenodo.20527345. Disponível em: https://ist-journal.uz/index.php/IST/article/view/891. Acesso em: 6 oct. 2026.