ERGASHEVA, Aziza; OLTINOV, Rustam. THE IMPACT OF DIGITAL PAYMENT SYSTEMS DEVELOPMENT ON THE BANKING SECTOR: A COMPARATIVE ANALYSIS OF CENTRAL ASIAN COUNTRIES. Innovation Science and Technology, Tashkent, Uzbekistan, v. 1, n. 11, 2025. DOI: 10.5281/zenodo.17777056. Disponível em: https://ist-journal.uz/index.php/IST/article/view/381. Acesso em: 20 oct. 2026.