AZIZBEK IKROM UGLI KURBANOV; PROF. DR. ALFRA SOFA, S.T., M.M. UNDERSTANDING THE LIVED EXPERIENCES OF DEBT IN UZBEKISTAN: A QUALITATIVE STUDY OF ITS FINANCIAL, EMOTIONAL, AND SOCIAL IMPACTS. Innovation Science and Technology, [S. l.], v. 1, n. 4, p. 82–91, 2025. DOI: 10.5281/zenodo.17436791. Disponível em: https://ist-journal.uz/index.php/IST/article/view/117. Acesso em: 29 apr. 2026.