APPROACHES TO ENSURING THE FINANCIAL SECURITY OF TBC BANK AND THE ROLE OF INNOVATIVE TECHNOLOGIES IN THIS PROCESS

APPROACHES TO ENSURING THE FINANCIAL SECURITY OF TBC BANK AND THE ROLE OF INNOVATIVE TECHNOLOGIES IN THIS PROCESS

Authors

  • Abduraxmanova Gulnora Kalandarovna
  • Maxmudova Muxlisa Qodirjon qizi

DOI:

https://doi.org/10.5281/zenodo.18858953

Keywords:

TBC, financial security, financial stability, risk management, capital adequacy, liquidity, asset quality, profitability.

Abstract

This article provides a comprehensive analysis of the modern principles of ensuring the financial security of
TBC Bank and examines the role of innovative approaches in their practical implementation. The study scientifically
explores the key factors shaping banking system stability, the effectiveness of risk management mechanisms, as well
as the application of digital technologies, automated control systems, cybersecurity solutions, and innovative financial
instruments aimed at strengthening financial security. Furthermore, using an analytical approach, the paper evaluates
the impact of innovative initiatives implemented by TBC Bank on the bank’s strategic stability, customer trust, operational
security, and competitiveness. Based on the findings, proposals and recommendations are developed to further enhance
financial security, and their contribution to the bank’s long-term development strategy is substantiated

Author Biographies

Abduraxmanova Gulnora Kalandarovna

Tashkent State University of Economics
Professor of the Department of Labor Economics, Doctor of Economics (DSc)
Vice-Rector for Research and Innovation, TSUE


Maxmudova Muxlisa Qodirjon qizi

Tashkent State University of Economics
Associate Professor of the Department of Banking, Doctor of Economics (DSc)
Head of the Department for Commercialization of Scientific and Innovative Developments, TSUE


References

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Nguyen, T., McDonald, C., & McWaters, R. (2020). Artificial Intelligence in Financial Services. World Economic Forum

Report.

Deloitte. (2021). Cybersecurity for Financial Institutions: Trends, Strategies, and Solutions. Deloitte Insights.

Gashi, F., Kelmendi, M., & Krasniqi, B. (2020). The Role of Innovative Technologies in Enhancing Financial Security in

Banks. International Journal of Finance & Banking Studies, 9(4), 55–70.

TBC Bank Group PLC. (2022–2024). Annual Reports. Tbilisi, Georgia.

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ko‘rsatmalar.

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Published

2026-02-01

How to Cite

Abduraxmanova , G., & Maxmudova , M. (2026). APPROACHES TO ENSURING THE FINANCIAL SECURITY OF TBC BANK AND THE ROLE OF INNOVATIVE TECHNOLOGIES IN THIS PROCESS. Innovation Science and Technology, 2(2). https://doi.org/10.5281/zenodo.18858953
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