IMPACT OF INFLATIONARY PROCESSES ON PROBLEM LOANS
DOI:
https://doi.org/10.5281/zenodo.18334395Keywords:
inflation, bad loans, real income, profitability, interest rates, loan portfolio quality, cash flowAbstract
This article analyzes the impact of inflationary processes on the problem loans portfolio of commercial banks.
The study theoretically and practically highlights the relationship between inflation and the quality of the loan portfolio.
Statistical data on inflation indicators and the dynamics of problem loans were obtained and practically analyzed from a
special electronic website of the Central Bank of the Republic of Uzbekistan. It was also analyzed how the growth rate
of prices in the macroeconomic environment affects the solvency of borrowers, real interest rates, and the level of risk of
banks. At the same time, this article theoretically analyzes the direct and indirect impact of inflationary processes on the
loan portfolio of commercial banks of Uzbekistan, in particular, on the share of non-performing loans. At the same time,
recommendations have been developed aimed at ensuring the stability of the banking system
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