INCREASING THE PROFITABILITY OF COMMERCIAL BANKS AS A WAY TO ENSURE FINANCIAL STABILITY

INCREASING THE PROFITABILITY OF COMMERCIAL BANKS AS A WAY TO ENSURE FINANCIAL STABILITY

Authors

  • Umarov Davron Shavkatovich

DOI:

https://doi.org/10.5281/zenodo.17477420

Keywords:

bank income, interest income, non-interest income, financial stability

Abstract

The article examines the theoretical and scientific foundations of the financial stability of commercial banks, with
a focus on the specific features of bank profitability. The research systematizes foreign and domestic scientific studies
conducted on the topic and develops the author’s own approaches to the issue. Based on the conducted research, the
theoretical foundations of ensuring financial stability through bank income growth have been systematized

Author Biography

Umarov Davron Shavkatovich

Independent Researcher, Tashkent State University of Economics

References

Caparusso, J., Lewrick, U., & Tarashev, N. A. (2023). Profitability, Valuation and Resilience of Global Banks: A Tight

Link. Bank for International Settlements, Monetary and Economic Department.

Lamothe, P., Delgado, E., Solano, M. A., & Fernández, S. M. (2024). A global analysis of bank profitability factors.

Humanities and Social Sciences Communications, 11(1), 1-12.

Kohlscheen, E., Murcia Pabón, A., & Contreras, J. (2018). Determinants of bank profitability in emerging markets.

Hasanov, F. J., Bayramli, N., & Al-Musehel, N. (2018). Bank-specific and macroeconomic determinants of bank

profitability: Evidence from an oil-dependent economy. International Journal of Financial Studies, 6(3), 78.

Athanasoglou, P. P., Brissimis, S. N., & Delis, M. D. (2008). Bank-specific, industry-specific and macroeconomic

determinants of bank profitability. Journal of international financial Markets, Institutions and Money, 18(2), 121-136.

Liu, H., & Wilson, J. O. (2010). The profitability of banks in Japan. Applied Financial Economics, 20(24), 1851-1866.

Kumar, V., Thrikawala, S., & Acharya, S. (2022). Financial inclusion and bank profitability: Evidence from a developed

market. Global Finance Journal, 53, 100609.

Akbaş, H. E., Aysan, A. F., & Ceyhan, S. P. (2012). Determinants of bank profitability: An investigation on Turkish

banking sector. Öneri Dergisi, 10(37), 103-110.

Topak, M. S., & Talu, N. H. (2017). Bank specific and macroeconomic determinants of bank profitability: Evidence from

Turkey. International Journal of Economics and Financial Issues, 7(2), 574-584.

Downloads

Published

2025-10-01

How to Cite

Umarov , D. (2025). INCREASING THE PROFITABILITY OF COMMERCIAL BANKS AS A WAY TO ENSURE FINANCIAL STABILITY. Innovation Science and Technology, 1(10). https://doi.org/10.5281/zenodo.17477420
Loading...