THE CURRENT STATE AND DYNAMICS OF FINANCING ENTREPRENEURIAL ACTIVITIES THROUGH BANK LOANS
DOI:
https://doi.org/10.5281/zenodo.22834711Abstract
This article analyzes the current state and dynamics of financing entrepreneurial activities through bank loans. The study examines the volume of loans provided by commercial banks to business entities, the structure and growth rates of lending, the accessibility of credit resources, and their role in the development of entrepreneurial activities. In addition, the study analyzes the impact of interest rates, loan maturity, collateral requirements, and credit risks on lending to business entities and identifies existing problems. Based on the findings, scientific and practical proposals are developed to improve the efficiency of bank loan utilization, enhance lending mechanisms, and expand entrepreneurs’ access to financial resources.Keywords
bank loans, entrepreneurship, financing, commercial banks, lending, credit resources, loan portfolio, interest rate, credit risk, financial resourcesReferences
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