MODERN FINTECH SOLUTIONS AS A TOOL FOR EXPANDING FINANCIAL INCLUSION IN THE MICROFINANCE SECTOR OF THE REPUBLIC OF UZBEKISTAN
DOI:
https://doi.org/10.5281/zenodo.22081820Abstract
The development of fintech technologies creates broad opportunities to expand access to modern microfinance
services for individuals and small businesses. In Uzbekistan, the digitalization of the banking sector contributes to
strengthening financial inclusion, improving the quality of microfinance products, and optimizing transaction costs. The
article examines the role of digital platforms, online scoring, mobile banking, and alternative data sources in enhancing
the accessibility and efficiency of microfinance services. The study presents an analysis of current trends and prospects
for the development of the fintech ecosystem and identifies key areas for further improvement of digital instruments in the
microfinance sector of the Republic of Uzbekistan.
Keywords
fintech, microfinance, digital transformation, financial inclusion, online scoring, mobile banking, digital platforms.References
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